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Terms of Download & Usage 

By downloading the Kwak Brothers’ Owner Financing Contract Template (hereinafter known as the “file” or the “document”), you (hereinafter known as the “user’) are agreeing to our terms and conditions and the policy of usage. Novo Elite, Inc. (DBA The Kwak Brother’s) and the Novo Properties, LLC. (hereinafter known as the “companies” or “the Kwak Brothers”) Are making no guarantees and/or promises of any specific results, outcomes or successes through the usage of this document material. This file is intended to be used as a tool and not any prescription, advice and/or absolute authoritative suggestions. Users are to consult with professionals, licensed, competent attorneys and accountants for all and any real estate transactions. Users are to consult with licensed and competent accountants for all tax and accounting advice. Users are expected to not rely on this document for any professional advice and/or guidance. Users are also to hold Novo Elite, Inc., Novo Properties, LLC and any of its associates, affiliates, agents, employees and/or representatives from any harm and liability. Users are to unconditionally indemnify Novo Elite, Inc. and Novo Properties, LLC. at all times when using the document. Users are forbidden from making any alteration, changes, modification, or omittance of any functions, features and content of the document. Users may not distribute, copy sell, and/or share the files without an expressed permission from the Kwak Brothers.
 Users understand that there may be financial loss in any or all investments. The Kwak Brothers are making no financial advice and that all users are advised to consult with a licensed Financial advisor. Any figures, numerical values, dollar amount, and estimates are only a representation of a potential and a possible estimation. Any conclusive dollar amounts are not to be construed as an exact and/or accurate representation of whether the investment opportunity is ideal or not ideal. Users are expected to seek 3rd party expertise and/or guidance at all times.
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